Your budget can be as simple as monthly checkup of savings, investments and spending categories, or it can be managed even on a daily basis

Your 'needs' include expenses for housing, food, insurance and other expenses you have to cover. They don't include going out, gifts, entertainment, buying new stuff, etc.

To control your net worth you need to have a clear understanding of your assets and liabilities. You may check your net worth on a quarterly basis, for instance

If you have analyzed your debts and have a plan of paying them off, you can safely answer 'yes'. If you don't have any debts, select 'Not applicable'

If you have a career plan, working on developing your career and increase income, you can select 'yes'

Emergency fund is amount of money you have set aside for unforeseen situations and as a financial cushion if your income drops or you loose it at all

Civil liability insurance protects you as a professional from the financial consequences of legal claims in case your activities cause injury or damage to people or property.

Corporate health insurance is usually given by the employer, while private is bought individually and can be more flexible.

If you don't own a home and your rental contract doesn't imply you covering damages, select 'Not applicable'

Select 'Not applicable' if there is nothing to pass yet