Take control of your finances & become financially confident

Budgeting For Expats, Solopreneurs, Freelancers And Digital Nomads

Unlike a steady paycheck, our earnings fluctuate: some months are booming, while others are lean. Managing household finances in this environment requires strategy, discipline, and adaptability.

Financial Planning: Savings For Goals And Investments

Savings and investing are two different concepts, but in practice, they are closely related to each other.

Getting Ready For Retirement

Without a home-made employer-sponsored pension, securing your financial future as an expat, solopreneur, freelancer, digital nomad is usually entirely up to you.

How to Start

Book My Free Financial Health Checkup

Answer a few simple questions, and I'll assess your financial situation and recommend a set of actions tailored to your case.
Get Personal Financial Plan

Based on your short-, mid- and long-term goals, your situation and your risk tolerance we'll build a financial plan that include emergency fund, savings for goals, investment and retirement plan.
Financial Plan Implementation & Support

We'll carefully choose the right approach to step by step implement your Personal Financial Plan. This stage also includes any possible changes (goals, financial situation, personal preferences, etc.) you may have over the lifetime and incorporating them into existing plan.

Hey, friend! I'm Andriy Kravets, a BI Developer and solopreneur with a passion for personal finance.
I help expats, solopreneurs, freelancers and digital nomads to take control of their finances & become financially confident

My personal finance journey began somewhere in 2006, two years later I found out about the Envelope budgeting system that just blew my mind (cannot thank Max Kraynov enough). Looking back I must admit that along with index funds it played a crucial role in my financial literacy growth.

I was helping my friends and family with personal finances, financial decisions and planning for years. They were always suggesting I need to help other people as well. It took me forever to realize that not only I am able to do exactly that, but that's what I want to do.

I went through a financial crisis, global pandemic, stock market ups and downs, and even wars. It reshaped my personal finances greatly, but more importantly helped me to narrow down things that really work in all-weather economic conditions.

They combine bullet-proof approaches that allow me to stay safe and calm while leveraging market opportunities to make my capital grow or pay the bills (depending on the goal).

The best part? This allows me to take actual control of my finances and become financially confident.

Want to get the same results?

Then, book a call with me: Financial Health Checkup

In 30 minutes, I'll do your financial checkup and together we'll set up a clear plan forward at no cost.

Perfect for those who want to get a fresh look at their finances and build financial confidence.

P.S. If you're wondering about my background and education, I have Master degree in Finance, certificates in Behavioral Economics and Behavioral Finance, and completed European Investment Practitioner Studies. I've worked in and with financial industry for years, in banks, financial regulatory body, brokers, as well as covering the industry as a journalist.

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